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When calling around for home insurance Orange County quotes, be sure you have the most accurate information possible on hand. Agents will ask you a variety of questions to determine if the home is eligible for coverage with the company. These questions will also have a strong bearing on the rate of the home. Questions will include; the year the home was built, the age of plumbing and electrical system, type of roof, square footage, claims filed in the previous 7 years, the location of the home, the nearest fire department, and the nearest first hydrant. While some companies will ask more in depth questions, these basic questions will be used to follow underwriting guidelines and determine eligibility. Be completely honest in your answers as the information will be researched and rates can vary if the data you provide is inaccurate.
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